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home equity

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home equity
uses


use 1: consolidate debt
use 2: renovate home
use 3: buy an auto
use 4: pay for college
use 5: make a purchase
use 6: manage business


Support Files:
home remodeling center

Support Files:
home improvement gallery


USING YOUR HOME EQUITY TO RENOVATE AND IMPROVE YOUR HOME


for paying contractors, buying supplies, decorating the home
Recommended Type: Home Equity Line of Credit*
Recommended Term: 5-10 year DRAW period*
Recommended Use: home improvement and other*

Looking to renovate or improve your home?

Let's see, you can:

·  expand your kitchen
·  upgrade your bathroom
·  landscape your yard
·  build a room in your attic
·  extend your storage area
·  put in a swimming pool
·  redecorate the family room

And while you're at it:

·  consolidate your bills
·  send your child to college
·  make a trip abroad
·  you decide: ________________

Your Home Equity Line of Credit is the right choice for your home renovation and improvement needs. It comes with the tools to manage your project with the least cost and maximum return. Let's see how much by linking to our affiliated site at YourEquity.com.

Simply advance yourself funds by writing a check. You will pay interest only on the amount you borrow, which interest cost may be deducted from your taxes if you qualify. Consult your tax advisor for information — we have an effective interest table at our affiliated site that illustrates your potential savings.

You can use your home equity line whenever you need. It's like becoming your own banker. Simply advance the funds you need ... when you need ... as you need.

Let us find a lender near you with the best rate and terms.

let's start by defining your goals

   

Suggestions on how to access your home equity line of credit for maximum benefit:

  1. Start with an approved home equity line account from a lending institution.

  2. Transfer an advance from your equity line account to your bank checking account.

  3. Now use your bank checking account to write unlimited checks for any amount:

    ·   pay contractors
    ·   buy supplies
    ·   place an advance on your renovation project
    · pick up that new bedroom suite
    · use it like a money account for any other emergency; i.e., school education, debt consolidation, etc.
     
    · your bank checking account is FDIC insured
    · you can fund your bank checking account with your equity line account or any other deposit
    · request a bank checking account where you will pay ZERO monthly service fees
    · access your bank checking account online to manage your expenses

  4. Request that your bank checking account come with a FREE Visa® CheckCard. Use the card to:

    ·   withdrawal funds from any ATM machine
    ·   make retail purchases at any merchant that accepts Visa®
    ·   protect your online purchases from fraud
     
    · payment for purchases comes right out of bank checking account
    · you get all the benefits from the Visa® brand


Now Where are the Benefits:

  1. You will not be restricted by the number of times that you can access your equity line account since one advance will be placed into a bank account with unlimited check writing privileges.

  2. By using your bank checking account, you can write checks for as little as $1. This gets around some equity line restrictions that require minimum draw amounts.
  3. You can use the Visa ® CheckCard at participating merchants without exposing your equity line account to potential fraud and misuse.

Hey!, it looks like you have become the smart banker. Apply now and let's search for the right lender.

 

Notes: check your credit report for debt balances

Notes: understanding credit debt ratios

 

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